Senior Legal Counsel, Digital Assets and Payments

About the role

<div class="content-intro"><p><strong><em>🚀 We’re on a mission to make money work for everyone.</em></strong></p> <p>We’re waving goodbye to the complicated and confusing ways of traditional banking.</p> <p>After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as&nbsp;<a href="https://monzo.com/current-account/personal">personal</a> and <a href="https://monzo.com/business-banking">business</a> bank accounts, we offer <a href="https://monzo.com/current-account/joint-account">joint accounts</a>, <a href="https://monzo.com/current-account/16-17">accounts for 16-17 year olds</a>, a <a href="https://monzo.com/current-account/under-16s">free kids account</a> and <a href="https://monzo.com/flex">credit cards</a> in the UK, with more exciting things to come beyond. Our UK customers can also <a href="https://monzo.com/savings">save</a>, <a href="https://monzo.com/investments">invest </a>and&nbsp;<a href="https://monzo.com/pensions">combine their pensions</a> with us.&nbsp;</p> <p>With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!</p> <p>We’re not about selling products - we want to solve problems and change lives through Monzo ❤️</p> <hr> <p>&nbsp;</p></div><p>📍London/Cardiff/UK Remote | 💰circa £110,000 + Incentive Awards tied to your performance&nbsp;+ Benefits |&nbsp;<a href="https://www.youtube.com/watch?v=tDAT6VxoqQM">Hear from the team</a> ✨</p> <p>We’re looking for a <strong>Senior Legal Counsel</strong> to join our team at Monzo to support our payments business including digital assets and emerging payment technologies. You will report to Monzo’s Director of Legal for Payments &amp; Business Banking, be part of the Legal and Board Governance Collective, and act as a legal business partner for the teams working on these initiatives.</p> <p>This role sits at the intersection of payments, digital assets and emerging payments technologies. You’ll help teams navigate a rapidly evolving legal and regulatory landscape, helping Monzo innovate responsibly while protecting our customers.&nbsp;</p> <p>You’ll work at all levels in the organisation and with a wide-range of stakeholders from Product Managers and Designers, to Operations professionals and Software Engineers, and Risk, FinCrime and Compliance professionals.&nbsp;</p> <p>While payments, digital assets and emerging financial technologies will be your primary focus, more broadly, you will also have opportunities to work within a team of product lawyers to give first rate legal advice and support to Monzo’s Product Collectives, including in areas like personal and business banking.&nbsp;</p> <p><strong>🔑You’ll play a key role by...</strong></p> <ul> <li>You’ll work directly with senior lawyers, product managers and engineers to provide legal advice and commercial insights to develop and grow Monzo Bank in the UK - and internationally.&nbsp;</li> </ul> <p>In particular, you will:&nbsp;</p> <ul> <li>Partner with product managers to advise on legal matters, in particular relating to the impact of&nbsp; digital assets and emerging financial technologies, and advise on the legal and regulatory requirements for Monzo.&nbsp;</li> <li>Help to develop efficient ways of working to enable Monzo to scale quickly, and ensuring Monzo operates safely and in accordance with the law and regulation.</li> <li>Provide training and knowledge sharing with other Monzonauts on the impact of laws and regulations for Monzo and our customers in your specialist area..</li> <li>Often act as the sole lawyer advising product managers or other colleagues, identifying legal issues proactively, evaluating relevant risks and finding effective solutions to unique and complex business activities.&nbsp;</li> <li>You’ll work closely and collaboratively with Monzo’s Director of Legal for Payments &amp;

Skills