Working Student Deposit Operations (m/f/d)

About the role

<div class="content-intro"><p class="sc-gEkIjz cjtSrT MuiTypography-root MuiTypography-body1 sc-hoLEA">Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the&nbsp;<strong>FinTech</strong> connects consumers with banks in the EU, the UK and the US. This gives consumers <strong>better interest rates</strong> and banks a <strong>diversified form of refinancing</strong>. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.</p> <p class="sc-gEkIjz cjtSrT MuiTypography-root MuiTypography-body1 sc-hoLEA">Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from&nbsp;<strong>more than one million investors</strong> which have accrued over 5 billion euros in returns.</p></div><p><span style="color: rgb(0, 0, 0);"><strong>Team</strong></span></p> <p>The <strong>Synchronised Model Deposit Operations Team</strong> is a specialized unit within the Operations Department responsible for the technical and operational management of real-time deposit flows for partners using Portal, Hybrid, and Automation integration models. In these models, the Deposit-taking Bank (DtB) remains the source of truth for the deposit ledger, and the team ensures Raisin’s systems stay aligned with the bank's records.</p> <p><br><strong>Your Responsibilities</strong></p> <ul> <li data-path-to-node="1,0"><strong data-path-to-node="1,0" data-index-in-node="0">Payment &amp; Sync Governance:</strong> Execute and supervise real-time automated payment flows. Perform manual interventions and corrective postings under the Four-Eyes Principle to resolve synchronization lags and ensure transaction finality.</li> <li data-path-to-node="1,1"><strong data-path-to-node="1,1" data-index-in-node="0">Data Integrity &amp; Reconciliation:</strong> Conduct daily high-frequency reconciliations between internal ledgers and partner bank data. Investigate "out-of-sync" scenarios to ensure permanent data parity and maintain audit-proof documentation.</li> <li data-path-to-node="1,2"><strong data-path-to-node="1,2" data-index-in-node="0">Partner &amp; SLA Management:</strong> Serve as the primary operational liaison for Sync Model DtBs. Monitor interface uptime and latency in accordance with regulation, leading root cause analyses for any technical drifts.</li> <li data-path-to-node="1,3"><strong data-path-to-node="1,3" data-index-in-node="0">Technical Integration:</strong> Coordinate tech enhancements and system releases. Lead Operational Validation to ensure that technical rollouts maintain system stability and data integrity.</li> <li data-path-to-node="1,4"><strong data-path-to-node="1,4" data-index-in-node="0">Process Optimization:</strong> Partner with Product and Tech to refine processes and deposit logic. Provide operational requirements for new features, driving automation and scaling the onboarding of new partners while mitigating Operational Risk (OpRisk).</li> </ul> <p><strong>Your Profile</strong></p> <ul> <li data-path-to-node="1,0,0"><strong data-path-to-node="1,0,0" data-index-in-node="0">Currently enrolled</strong> in a Bachelor’s or Master’s program in Business Administration, Data Science, Economics, Law, Marketing, or a related field.</li> <li data-path-to-node="1,1,0"><strong data-path-to-node="1,1,0" data-index-in-node="0">Prior internship or practical experience</strong> in startups, consulting, or operations is a plus. Early-career candidates and motivated fast-learners are also strongly encouraged to apply.</li> <li data-path-to-node="1,2,0"><strong data-path-to-node="1,2,0" data-index-in-node="0">Proficient in Microsoft Excel</strong> for data organization and analysis.</li> <li data-path-to-node="1,3,0"><strong data-path-to-node="1,3,0" data-index-in-node="0">Comfortable balancing</strong> independent problem-solving with close team collaboration.</li> <li data-path-to-node="1

Skills